I Guess Dead Patients Cost Insurance Less Than Living Ones

Right now, I have dropped my par­tic­i­pa­tion in every insur­ance plan except Medicare. I can tell you from first-hand expe­ri­ence that the pri­vate man­aged care plans are out of con­trol with their denials, pre-authorization require­ments, and drug for­mu­lary restric­tions. Plain old Medicare is the last bas­tion of health care insurance that actu­ally allows the doc­tor to make a deci­sion on what a patient needs with­out hav­ing to fill out reams of paper­work or spend end­less amounts of time on hold, wait­ing for insur­ance com­pany rep­re­sen­ta­tives who barely have a high school educa­tion to tell me if I can pro­vide needed pro­ce­dures or spe­cial­ist refer­rals for patients they’ve never laid a hand on.

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